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Financing is determined by how much you will need to borrow to pay for the entire automobile plus applicable taxes. Once financing is secured, you will then be required to pay back the amount you borrow plus interest, typically in equal monthly payments over a pre-arranged period of time.

The benefits of financing your vehicle with Honda Canada Finance Inc. are:

• You are the owner of the vehicle.
• All retail loans are open and you may pay out the finance contract at any time without prepayment penalties.
• Simple interest method to calculate interest charges.
• No kilometer charges.
• No wear and tear charges.
• Build equity.
• Flexible terms.

Things to be taken into consideration:

• Monthly loan payments are typically higher than monthly lease payments because you are financing the total cost of your automobile which includes all applicable sales taxes and purchase price.
• You are responsible for insurance coverage. Required coverage typically is detailed in your financing agreement.
• You are responsible for maintaining the automobile. A maintenance schedule is outlined in the owner's manual.
• Once all the payments have been made, you own the automobile.

Honda Canada Finance Inc. options:

Conventional Finance: With the Honda Canada Finance Inc. regular program you can tailor-make your purchase to reflect your individual need. Your equal monthly payments are determined using competitive rates and 24 - 72 month terms. Together with the dealer you can work out the financing arrangements that suit your budget and your needs best.

Future Value Finance Program: The Future Value Finance Program is an alternative to our lease program. The payment schedule is structured using consecutive monthly payments for a set period of time ending with one payment that is larger than all the preceding payments. Once the final payment comes due you have the option of paying the contract obligation in full or re-financing the final payment at competitive rates with HCFI. Graduate applicants are not eligible for our Future Value Purchase Plan.

THE FUTURE VALUE PURCHASE PLAN IS NOT AVAILABLE TO RESIDENTS OF QUEBEC. CURRENT PROVINCIAL LEGISLATION WILL NOT ALLOW PROGRAMS OF THIS TYPE.

Graduate Finance Program:

HCFI is making it easier for university/college graduates to qualify for retail financing on our total automotive product line. This program is designed to provide the necessary financing for recent graduates that have little or, in most cases, no credit history. Our Future Value Purchase Program is not available to our graduate customers.

Graduate Eligibility:

• Graduates of an accredited minimum 3 or 4 year university program.
• Graduates of an accredited 2 or 3 year nursing school program.
• Graduates of a police or military school.
• Graduates of an accredited community college (minimum 2 year program).
• Must have graduated within the last 12 months of application date.

Credit Criteria:

• No adverse credit history.
• Verifiable proof of full time employment and income, or written commitment from employer with a start date within sixty days of application date.
• Monthly income sufficient to cover current obligations, expenses and vehicle payment.
• Payment cannot exceed 20% of graduate's gross income.

Down Payment

• Not required at this time.

Maximum Advance

• The maximum amount finance includes current MSRP plus freight/PDI, taxes, plus Honda Plus extended warranty (amount exceeding this limit will require a down payment).

Documentation

• Copy of diploma or letter from Registrar's Office confirming graduation.

School's Out. Driving's in.

Honda's Graduate Program

When you graduate, the world's your oyster. New adventures. New challenges. Maybe even a new job awaits you. And there's no better way to start a new chapter of your life than in a new or certified pre-owned Honda. In fact, we're so sure about it, The Honda Graduate Program is offering a $500 credit towards the lease or financing of a new Honda Accord, CR-V, and Element or a Honda certified pre-owned vehicle. We're also offering $750 towards S2000, our exhilarating two-seat roadster! You see? Earning a diploma is paying off already.

SHERLOCK ANTITHEFT MARKING

Intensive etching in 50 places

Features

• Permanent.
• Esthetic.
• Discreet.
• Computerized international code.
• Transferable.

The Sherlock warranty

Vehicle of 3 year or less

• 2000$ The first year.
• 1000$ The second year.
• 500$ The third year.

Discount given by several insurance companies

• adhering to interior surfaces of fenders, doors and quarter panels.
• permanently sealing the inner-body metal surfaces.
• creating an unfavorable environment for rust.

SOUNDGUARD (Undercarriage protection)

You will enjoy your drive even more when the undercarriage of your vehicle is treated with a one time application of Soundguard. By creating a barrier between the road and your vehicle, road noise is significantly reduce.

• dampening vibrations from highway surfaces.
• insulating from weather-caused highway conditions.
• deflecting road debris, sand and salt.

PAINTGUARD (Paint protection)

Two decade of research and testing back up the quality and sucess of Paintguard. Without protection, your vehicle can quickly lose that "new car" shine. Paintguard will protect your vehicle's painted surfaces from:

• the sun’s powerful ultra-violet rays wich cause oxidation and fading.
• the effects of road salt.
• the penetration of bird droppings and tree sap.

FIBERGUARD(Fabric protection)

With Fibreguard, spills, splatters and everyday mishaps are easely eliminated before they become permanent stains on your vehicle’s clean, fresh interior. Fiberguard protects your vehicle’s carpet and fabric upholstery by:

• prevent stains from oil and water based spills.
• allowing quick and easy clean up.
• bonding to individual fibers without altering texture, scent or color of the treated fabric.

LEATHERGUARD (Leather & vinyl protection)

Sun, excessive dryness and temperature extremes can quickly show their effects on your vehicle’s leather and vinyl surfaces. The advanced sunscreens and penetrating conditioners in Leatherguard will prevent:

• drying and the loss of soft, supple texture.
• fading and discoloration.

Premature aging of seats, dashboards, interior trim and stationary vinyl roofs.